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What credit score do i need to get personal loan

Lenders use your credit score to determine if youre a good or bad risk for a loan. Credit scores range from 300 to 850. The higher the number, the better your score, and the easier it is to get approved for loans. Many lenders consider consumers with scores of 620 or lower to be a bad credit risk. If you have a bad credit score, or have not borrowed before, Spotloan can help you get money fast.

No collateral is required. Only you can decide if a Spotloan is right for you.

What credit score do i need to get personal loan

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What credit score do i need to get personal loan

PBCOM PBCOM offers one of the personal loans with low interest rate in the Philippines since it lets borrowers loan up to P1M, with an interest rate of 1. 33 per year. PS Bank PS Bank Personal Loan offers a collateral-free loan product with a revolving credit line and fixed term loan.

Borrow money up to P250,000, payable within 12 to 36 months. Citibank Apart from being a top credit card provider, Citibank also offers salary loan, wherein the borrower can loan up to P2M with flexible payment schemes between 1 to 5 years. Furthermore, your loan application can be approved in as fast 24 hours, provided you have submitted the necessary documents.

Chinatrust Whether you are employed or self-employed, Chinatrust lets you avail flexible loan options with an affordable interest rate. You can choose to pay back your loan between 12 to 36 months.

HSBC Want an easier and faster loan application.

What credit score do i need to get personal loan

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What credit score do i need to get personal loan