And if the amount they get when they sell the car is more than what you owe them, they dont always have to pay you the difference. Alternatives to Payday Loans. Its easy to argue that payday loans and auto title loans are just plain evil and should be banned completely. But the problem is, theres a demand for them. A Pew survey finds that most payday loan users say these loans take advantage of them but at the same time, most say the loans provide much-needed relief.
Fortunately, there are better ways to raise cash in a crisis. Sometimes, its possible usa personal loan interest rates get by without borrowing money at all.
You can sell off belongings or ask for an advance on your paycheck. You can also apply for emergency aid, such as Medicaid or SNAP (food stamps), or seek help with paying off other debts. But even if you need to borrow money, there are better places to turn than a payday loan office.
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