All of these terms refer to the same thing. A payday loan, in a nutshell, is when you write a post-dated check for the amount a lending company will loan you plus interest for the service rendered. The lender will then wire money into your account and hold the check you have written until the day it is cashable (which is after your next paycheck). The concept is simple, as is the process of attaining this type of loan.
Payday loans differ from traditional bank loans in that they are much faster and easier to acquire. A payday loan does not require a credit check вЂ you must only provide your monthly income (on which the amount of your loan small personal loans greenville sc based), have a valid state ID or Drivers license and have been employed at your job for at least six months.
The downfall of payday loans is their high interest rates compared to bank loans. For this reason, payday loans are considered to be extremely short term and are not recommend for long-term Mega Fast Loans.
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That being the case, you can have even a few overdue loan and still get a loan quite easily. That is, as long as your debt is not greater than 40 of your current income. Of course, it may be difficult for you to calculate precisely what your debt to income ratio may be. Thus, if you know that there is the possibility that you may not receive a loan because of that there is only one thing you small personal loans greenville sc do.
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