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5 monthly interest rate for the Revolving Loan 1. 75 monthly add-on-rate for Term Loan. Processing Fee: PHP 1,500. Tenure: 24 or 36 months. Mode of Payment: Over-the-counter at any PSBank branch nationwide BancNet ATMs nationwide and BancNet Online for clients who have deposit accounts in these banks Via PSBank Online for enrolled and activated PSBank accounts Client-initiated deductiondebit from PSBank deposit account only Fund Transfer from another PSBank deposit account.