STAY AWAY FROM THESE GUYS. Don't waste your sbi bank personal loan online application. Waited 20 minutes for the girls to process my app, to find out they don't have cash (check only). Third time here, they always fail to disclose important info I leave empty handed. Fyi, they don't accept online banks either. They can be friendly when you walk in. They fill the application out for you which is fine I guess just takes longer. They also want a lot more personal information than other payday advance places ask for.
I got a loan and two days later they were already calling me reminding me of my due date.
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You will be given the details on the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement during the loan request process.
The APR on a short term loan can range from 200 to 2,290 depending on how the APR is calculated (nominal vs. effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors.
Keep in mind that the APR range is not your finance sbi bank personal loan online application and your finance charge will be disclosed later on. See a Representative Example. Borrow 200 for 14 days with a 30 to 60 lender fee. Your estimated APR is 391 to 782 Calculation: (lender fee loan amount) x (amount of days in a year duration of the loan) x 100 Low End of Range: (30 200) (365 days 14 days) x 100 391.
07 High End of Range: (60 200) (365 days 14 days) x 100 782. 14 Payday loans are relatively expensive when compared with other loan products. Payday loans are not recommended as a long term financial solution and they should only be taken for emergency financial needs.