All Rights Reserved. How Title Loans Work. Getting Cash is Easy with TitleMax. It may look like TitleMax® is just in the business of loans on car titles. But for us, its much deeper than that. Were in the business of helping people. Whether thats through our all-credit-welcome policy, our fast approval process, or our quick turnaround time, our goal is to help you get the cash you need right when you need it most. And our customers mean a lot to us.
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Only you can decide if a Spotloan is right for you. Quick cash loan places, credit cards, or even friends and family may be able to offer you better loan terms. We encourage you to check with them before you apply for a Spotloan. Spotloan SM is a brand owned by BlueChip Financial, a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian Tribe.
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Plain Green notes it does not allow borrowers to take out more than one loan at a time. Whats more, whereas traditional payday loans are secured with post-dated checks, online lenders often require direct access to a borrowers bank account. As a result, many borrowers are hit with overdraft fees from their bank when the lender tries to make withdrawals to repay the loan.
One-third of online payday borrowers said unauthorized withdrawals had been made from their bank accounts, according to a 2014 Pew report on fraud and abuse in the online lending industry. With online payday lenders, Bourke said, 70 percent of providers are not fully licensed to offer loans in states in which they do business. Some lenders offer borrowers' personal, sensitive data -- not only names, addresses and phone numbers but also Social Security numbers and bank account information -- up for a fee, selling it to lead generators who in quick cash loan places sell the data to other lending companies looking for new customers in states where payday lending may be illegal.
A fter years of profits, regulators finally may have caught up with Think Finance. In November, Pennsylvania's attorney general filed a lawsuit against Think Finance and Ken Rees, alleging they violated the states racketeering, consumer protection and personal loan kakitangan kerajaan 2017 laws. And on May 13, two Vermont women sued Plain Green in federal court, alleging that the company quick cash loan places violating federal trade and consumer protection laws.
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