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Unsecured loan. This is a loan that isnt secured by collateral, and your ability to qualify is based on how creditworthy you are.
It can be a good option for small home improvement projects, and can provide savings if your personal loans ireland best rates is a credit card, which almost always carries a higher interest rate than an Independent Bank unsecured loan. Home equity line of credit (HELOC) A home equity loan or line of credit will allow you to borrow money secured by the equity in your home.
Use the extra cash for whatever you choose: home improvements, tuition, debt consolidation and more. Interest may even be tax deductible. We offer competitive interest rates and, with approved credit, loan amounts up to 90 of your homes value.
You can use the Equity Access MasterCard to withdraw money from your home equity line of credit. Its the card that works just like a Debit MasterCard for purchases and ATM withdrawals; its convenient and hassle-free. Unlike credit card advances, HELOC funds accessed with your Equity Access Card are not assessed cash advance fees.
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