Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to utilize this website or service. The states serviced by this website may change from time to time, without notice. Credit Implications. The operator of this website does not make any credit decisions.
If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender.
Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lenders rates and personal guarantee on loan may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan personal guarantee on loan by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution.
This means that you can be charged excessive fees and interest rates simply for needing to borrow in the first place. Just like with auto title loans, the state of Texas hasnt created very many laws to stop the predatory lending that takes advantage of low-income families and individuals.
Because of the lack of regulations, payday loans in Texas will cost you about twice as much as they would in other states. (3) And the fact that these loans are so expensive, means that many customers cant pay them back on time, and are forced to take on more fees in order to extend the loan. This is how the cycle of debt is created. You deserve better than a dangerous predatory loan. Consider all your options before deciding on where to get personal guarantee on loan in Dallas.
If you already have a payday loan, or you have more questions contact the Texas Fair Lending Alliance. Pawn Shops in Dallas Quick cash and the risk of losing your valuable items.
Some of the lenders in our network may automatically renew your short term loan if it becomes past due. This term is clearly identified in your loan agreement. You should check your loan agreement for your lender's policy on automatic loan renewal prior to e-signing it.
If your loan is renewed, there will be additional charges as determined by your lender, and the minimum term can be set up. Your lender may offer you other options in addition to renewal, including the ability to repay your loan personal guarantee on loan full at a later date or repay your loan over time in a series of installments. Legal Disclaimer: This website does not constitute an personal guarantee on loan or solicitation to lend.
LoanSolo. com is not a lender and does not make loans or credit decisions. Loansolo. com provides a connecting service only and is not acting as a representative, agent, or correspondent for any of the lenders we contract with.