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Ask your lender for their current rates and charges and their policies for non-payment. Copyright 2018 CashOne. All Rights Reserved. Cash Reserves on Mortgage Loans Can Trip Up Borrowers. By Brandon Cornett | May 26, 2011 | © HBI, all rights reserved. Some mortgage lenders are requiring more cash reserves today than they did in the past.
Its part of the less-risk mentality adopted in the wake of the housing crash.