Simply enter the State in which the loan originated. Step 5 Governing Law. The State in which your loan originates, meaning the State in which the Lenders business operates or resides, is the State that will govern your loan.
In this example, our loan originated in the State of New York. Step 6 Signing. A loan will not be legally binding without signatures from both the Borrower and Lender. For extra protection regarding to both parties, its strongly recommended to have two witnesses sign and be present at the time of signing.
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