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Is it easy to get a personal loan

From my understanding the underwriter only wants 2-3 months of bank statements and the balance prior to that isnt in question. Or does the mortgage underwriter go back and see that some of my down payment may have come from that personal loan. Any advice would be greatly appreciated, thank you. The 401k loan should be considered seasoned regardless of when its transferred to your checking, but the lender will need to see the paper trail to ensure those funds actually arrived via the 401k loan and not an unacceptable source.

It doesnt hurt to run this process by your lender to avoid any hiccups. Hi, we are in the process of purchasing a house and are planning to use a 401K loan for the down payment (FHA loan).

Is it easy to get a personal loan

I should've known better and looked them up. I gave them all my banking info and personal info. when I applied. They said they would get back to me in 24 hrs. It's been almost 7 days now. There is no human being who answers their 800 number it just says to email them. I've sent numerous emails with no response. I put fraud alerts on my credit reports in fear they are going to do something with my personal info.

Is it easy to get a personal loan

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Is it easy to get a personal loan

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Is it easy to get a personal loan