Most online gift card exchanges take a few days because you have to mail the card and then wait for a check or direct deposit, but Cardpool kiosks offer instant cash for cards valued at 20 or more. Youll get slightly less there; the company pays up to 85 of the cards value at its kiosks, while it pays up to 92 if you sell through its website. Pawn something: As a way to borrow money, pawnshop loans are not great. But theyre quick, and if you cant repay the loan, the pawnshop simply keeps the item you used as collateral.
Thats a lot better than ruined credit and calls from debt collectors. You can often sell outright to a pawnshop, too, instead of borrowing against an item.
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