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However, the down payment money is not the only cost you must pay when you close on the home purchase and mortgage paperwork.
The cash to close will be higher than your planned down payment amount. Down Payment. The down payment portion of the cash required to close on a home purchase is your upfront portion of the purchase price.
The amount of the down payment can range from 3. 5 percent of the home price for an FHA-financed purchased to more than 20 percent.