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Do payday loans affect your credit score

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Do payday loans affect your credit score

A payday loan (also known as a cash advance or payday advance) is a small, short-term unsecured cash loan intended to help you get by until your next payday. A payday loan is made against your next paycheck which means that the loan is automatically repaid by means of a pre-dated check or pre-authorized electronic withdrawal from your bank account on the date of your next paycheck.

Interest rates apply. Payday loan amounts typically range between 100 to 1,000 and even up to 1,500 with some lenders. How much money you receive varies by lender, do payday loans affect your credit score is generally based upon the information you provide in your payday lender loan form. While our lenders might not run a traditional credit check through the "Big 3" credit bureaus, many will run some form of credit report.

Regardless of where you go to apply for a payday loan (direct lender or otherwise), some form of a credit report will most likely be run on you.

Do payday loans affect your credit score

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All available products subject to applicable lenders terms and conditions. Do payday loans affect your credit score loan amounts vary. See State Center for specific information and requirements. Check n Go currently operates online in: Alabama, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Maine, Michigan, Mississippi, Missouri, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Texas, Utah, Wisconsin, and Wyoming.

Check n Go currently operates in store locations in: Alabama, California, Delaware, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Mississippi, Missouri, Nebraska, Nevada, New Mexico, Ohio, Oklahoma, Rhode Island, Tennessee, Texas, Utah, Wisconsin, and Wyoming.

Check n Go engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. © 2018 Check n Go.

Do payday loans affect your credit score

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Do payday loans affect your credit score