Re: Cash out from land equity. Mark as New Bookmark Subscribe Subscribe to RSS Feed Permalink Print Email to a Friend Report Inappropriate Content. Re: Cash out from land equity. What did the loan officer think your chances are. They know their own banks underwriting tendencies (since it's portfolio'd), so they should have a cash advance near 33610 good feel on if you'll be approved or not.
Mark as New Bookmark Subscribe Subscribe to RSS Feed Permalink Print Email to a Friend Report Inappropriate Content. Re: Cash out from land equity. My LO seemed positive given the estimated LTV and my DTI level after the loan.
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Before she pulled my scoresreport I told her what my scores were from another lender last week. Using the midscore I gave her (which was the same as she pulled at 681) she quoted me a 8. 75 fixed, 0 points, 15 year loan if my score was 680 or higher. I told her that with the recent hard inquiry last week my midscore may be lower than a 680 and asked what the terms would be and she said, if approved on the loan with a midscore cash advance near 33610 680, add 0. 25 to the interest rate, all else remains the same.
So it seems as though, without directly asking, that their "guideline" score is 680. She said we should hear back within a week.