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Since time is typically one of the seller's main concerns, buyers with financing should make their contingency periods as short as possible and offer the seller a per diem so that if the sale closes late, they get compensated each day. Each party agrees that if you can't close on a certain date, the seller will automatically extend the contract for, say, up to 15 more days, says William Golightly of Poole Realty in Live Oak, Fla. "But it costs you as the buyer anywhere from 20 to 75 cash advance minneapolis day until its closed.
" Putting this provision in your contract "will keep the lender a bit more on their toes for your sake," he says, "and it also shows the seller you are really willing to put your neck on the line for your financing. " Cash advance minneapolis deal sweetener will appeal especially to sellers who are carrying two mortgages.
Dont get an FHA loan. One major downside to getting an FHA loan: You'll be forced to pay mortgage insurance premiums for the life of the loan.