The annualised percentage rates are reference rate which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable). The calculation of the monthly repayment amount and the annualised percentage rate has taken the full handling charge waiver into account. The monthly repayment amount is rounded up to 1 decimal point.
The proportion of loan principal to interest in each monthly instalment amount is calculated according to the Rule of 78. The interest rate listed above and the full handling charge waiver are applicable to designated loan amount and are for reference only.
The final approved interest rate and payable handling charge are subject to the loan amount and credit assessment result.
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Consumers have multiple types of loans from which to choose, including home loans, car loans, credit card advances, and home equity loans.
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