I keep getting phone calls from this so called attorney's office claiming I had received a cash advance. The first time was 6 months ago and a man with a very thick foreign accent said he was going to take me to court if I did not pay this money back. I asked him when this so called transaction took place.
I asked him if he could fax this information to me for this loan I apparently did not get and he refused to give me a fax number. I told him I would check my records and get back to him. I check my records and there was no record of this transaction.
So my husband called the police and they sent out an officer who called the number that this office was calling from.
She asked him questions about who they were and they would not answer her they told her to "hold on and they would get the manager". the officer said she could hear them handing the phone off to someone else.
State laws and regulations may be applicable to your payday loan. If you do not pay your loan according to its terms, your lender may: charge you late fees, send your account to a collection agency, report your information to a consumer reporting agency which may negatively affect your credit score, offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest.
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